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Best Credit Products & Services
Earn 5X The Highest Banking Industry Interest Rates
Need a Loan? Your Credit NOT an Issue
eCREDIT MAGIC INSTANT INCOME BUSINESS OPPORTUNITY
FREE: YOUR FICO SCORE
1. CREDIT KARMA.COM
2.
QUIZZLE.COM
3.
CREDIT.COM
FREE: STOP CREDITOR HARASSMENT
FACING FORECLOSURE?
HERE ARE YOUR 9 OPTIONS
EARN UP TO 5 TIMES THE HIGHEST INTEREST PAID BY THE BANKS ON YOUR DEPOSITS!!!
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The Best Ever Turnkey Solution Instant Income Opportunity!!!
eCredit Magic is part of the
nation’s leading Credit Products and Services Corporation now in its
20th year …
Q. Who is our opportunity for?
A. It is for anyone able to realize that a crisis is also an
opportunity; anyone able to visualize the current economic, real estate
and credit crisis as a huge money making opportunity by proving Best of
Class products and services and contributing to solve the high
unemployment rate while making big money helping others.
There has never been a better time to start your own business...
Fact: more wealth is created in times of economic downturn, than
in times of a thriving economy.
Fact: Most business startups require at least $38,000 as the
average minimum capital investment.
But this IS NOT the case! Also, this IS NOT MLM!
Fact: This is a rare, exceptional opportunity for you to become
the owner of your own high income business - A Best of Class Credit
Restoration and Credit Services Business!
Fact: 70% OF THE USA NEEDS YOUR SERVICE
(Yes this is a Retirement Opportunity)
Fact: WE WILL DO ALL THE WORK
(Yes, you’ll get paid upfront while we provide the full Service)
Fact: THIS IS TURNKEY BUSINESS OPPORTUNITY
(Yes, you will immediately start making money with our Proven Income
Delivery System)
Become your own boss and make the income you truly deserve. We have two
levels of participation and you get to chose which is best for you:
Referral Partner or Affiliate, as either you'll make as
much monthly income as you want! You'll have a product for almost
anyone:
-
Credit Restoration and Repair
-
Stopping Foreclosures
- Residential &
Commercial Loan Modifications
- And the Biggest Money Maker …
Commercial Property Cost Segregation
While we don’t promise you’ll become a millionaire overnight, you'll
certainly have the opportunity to make money, and lots of it!
Q: How much does it take to get started? … A: Can you
afford free?
As a Referral Partner you will immediately start earning commissions for
FREE! Or, you may start as a Fully Fledged Affiliate earning 3x as much
plus residual income for only just $295!.
Your Best of Class products and services are priced to beat all the
competition and are highly sought after… plus you’ll receive tons of
support as an affiliate, including but not limited to on or off-line
Proven Marketing Plans, Top Notch Constant Training and Support, Free
Marketing Materials and much, much more..
Remember, this is not MLM. This is your own business which you’ll
be able to run even from the comfort of your home with full total
support from us and with a huge, exceptional and unbeatable money maker
compensation plan..
Don’t Miss Out! This IS your time and this IS the opportunity you’ve
been waiting for!
If you’ve any questions please contact us, we’d love hearing from you!
Thank you for your interest, time and attention.
Go!... Click Here, Signup & Start Making Money Today!
Credit Restoration & Repair
Credit
Problems?
We Fix and
Restore ANY Credit Fast!
Guaranteed or
You
Don't Pay!
We'll
Repair & Restore Your Credit Guaranteed!
Or Your Money Back - Simple as That!
We'll remove ANY
questionable negative item from your credit file!
*Collections *Late
payments * Charge Offs * Liens * Bankruptcies * Repossessions
*
Foreclosures * Judgments * Evictions * Any derogatory item whatsoever!
Click Here to Get FREE Information!
100%
Risk Free Offer.
No Results No Pay! No Setup Fees, No
Contracts, No Nonsense or Excuses, Just Results!
FAQs
We are the Nation's Leading Full Service Credit Repair Company producing Expedited Industry Leading Results. We successfully remove every form of negative credit, yes, including bankruptcies, Tax Liens, Judgments, Foreclosures, Repossessions ... . Currently we do zero advertising, all of our business is through referral.
2. What makes eCreditMagic the nation's leading Credit Repair company?
We are utilizing a 15 year old process that has been database driven utilizing the same technology as all the major Internet search engines and portal providers. This ensures high availability and quality of service for all of our clients. We understand the necessity of delivering a first class service offering this is the reason for our extensive investment into our proprietary software. This clearly illustrates our commitment to provide industry leading result for each and every client.
3. Is this legal ?
Yes we leverage loopholes in the laws that govern the Credit Bureaus and creditors to permanently remove negative credit on behalf of our clients. In summary we are applying the knowledge gained over the last 15 years to force the Credit Bureaus and creditors to correct inaccuracies in their reporting. The permanent correction of these inaccuracies has enabled us to permanently remove every form of negative credit. Yes our legal process provides permanent industry leading results.
4. Can I repair my own credit ?
Before I answer this question let me ask you a couple questions. 1. Do you know how to read a copy of your credit report ? 2. Do you know the loopholes in the law to leverage for the permanent removal of a slow payment ? 3. Were you aware that there are numerous different strategies for credit repair and not all of them provide permanent removal ? Yes you can attempt to repair your own credit. It is possible but not very probable. In enrolling numerous clients that were unsuccessful in repairing their credit I have noticed the following: 1. 1 out of 100 individuals were claiming success in repairing their own credit. 2. It took an average of two years for the alleged successful individuals that had repaired their own credit to get enough results to utilize their credit again. 3. Those alleged successful clients ended up enrolling with us the next time they experienced some credit trauma. The common response I received was for $500 it is not worth my time and trouble.
5. How does the process work ?
The process is very simple, as
a reminder we do all the work.
1. You submit your order online with payment.
2. We receive your order and pull credit on you.
3. We identify all the negative credit within your credit report.
4. We then create you an account in out database ( Which E-Mails
your login information ).
5. We then input every negative item for all three credit bureaus
classifying each item and matching it with the appropriate loophole
in the credit laws for removal.
6. Then we create our disputation that is sent directly to all three
credit bureaus
7. We then send you a welcome packet that once again goes over the
process and provides all of our support contact information.
8. You will receive reports in the mail from all three credit
bureaus that will provide round results. The only thing that you
have to do to ensure maximum results is to fax or mail these reports
and all correspondence from the three credit bureaus to the
processing center and we do everything else.
9. You will receive reports/correspondence from all three credit
bureaus every 45 days
6. Should I pay my Collections ?
It is very important that you
understand how the paying of collections impacts your credit report.
For this discussion let's imagine you have a $65 medical collection.
I know what you are thinking let me just pay them the $65 and get
this taken care of. There are a couple of different scenarios when
you pay a collection:
1. The collection agency collects your $65 and then just sells the
debt to another collection agency.
2. The collection agency collects your $65 and then updates your
credit report to a zero balance indicating that you no longer owe
this debt. Now for the bad news you just lowered your score. When
the collection agency updated your credit report to a zero balance
it also updated the date of last activity. When a negative item is
fresh it carries a higher point value then after it seasons for a
while. In summarization, You just paid money to lower your credit
score !
Our process is setup to permanently remove collections whether the debt has been paid or not.
7. How do I handle Collection Agencies when they call ?
We advise our client to inform
all collection agencies the following:
"WE DO NOT HANDLE OUR BUSINESS OVER THE TELEPHONE PLEASE SEND US
SOMETHING IN THE MAIL"
The collection agency obviously is not going to just hang up. Repeat
this a couple of times to them and then just tell them the
following: " I AM GOING TO HANG UP NOW "
NO CURSING, NO THREATS ABOUT LAWSUITS, NO YELLING
8. How long does the process take ?
Every client receives results
every 45 days. We refer to this 45 day cycle as a round of credit
repair. Every client's credit repair needs are different because
credit reports are like fingerprints every one is different. In
performing credit repair over the last years I have noticed the
following, credit repair clients fall into one of two categories:
Category 1 = These are the clients that just need an improvement of
50 points or less in their credit score to obtain the financing they
are after.
Category 2 = These are the clients that need more than a 50 point
improvement in their credit score to obtain the financing they are
after. Fact Most Category 2 clients have two problems with their
credit report. They obviously have negative credit in their credit
report. This negative credit has restricted the client from getting
further financing so the client has been forced to operate in a cash
& carry mode. This cash & carry mode leaves the client without
positive credit to pull the credit score up as the negative item are
removed from the client's credit report. These clients will need to
strengthen their credit with the addition of positive credit. See
next FAQ for details on how to add positive credit.
Most Category 1 clients can start using their credit again after 2
to 3 rounds of credit repair. Category 2 clients need to allow 3 to
4 rounds before anticipating to use their credit.
9. How do I strengthen my credit through the adding of positive credit ?
Positive Credit can come in a couple different types. The strongest positive credit is open accounts that have never been paid late. Closed accounts that were paid off and never paid late are too positive credit however these credit lines do not carry the point value of open never paid late credit lines. Fact most low interest rate lender programs for home mortgages require a minimum of three open positive ( Never Paid Late ) credit lines. Over the years I have tried allot of different sources for the legal addition of positive credit. Currently we only advocate one source for the adding of positive credit to a client's credit report. Here is the link for our Secured and Unsecured Credit Cards You will find cards of different types and situations:
1. Guaranteed approval
2. Security Deposit is FDIC insured
3. Low Fee setup for both: Visa & Mastercard
4. Low Minimum Security Deposit
5. Reporting to all 3 Credit Bureaus Monthly
6. No Credit Check
We tell all clients that need to strengthen their credit to use these
cards to purchase groceries, gas, etc. once a month and then pay
them off early every
month and in less than 6 months they should be able to qualify for an
unsecured credit card. After you get your unsecured credit card you
can cancel these credit cards and get your security deposit back.
Basically this is what it takes to get your credit back on track
when your situation requires the addition of Positive Credit Lines.
10. Why doesn't eCreditMagic advocate other sources for the addition of Positive Credit ?
There are allot of other
sources for the addition of positive credit however these other
sources are not reliable and sometimes illegal. Probably the most
common other source for adding positive credit is the Authorized
User strategy. You find someone with a credit card with good payment
history and a low balance and they add you as an authorized user on
their credit card so that you obtain their credit history on this
account. Here are a couple problems with this strategy:
1. Most Credit Card companies are not reporting credit on authorized
users anymore unless it is negative. Think about it you go in for a
home loan you are 10 points shy of qualifying for 100% financing so
the loan officer instructs you to contact a family member to add you
as an authorized user. Fast forward 30 days later your loan officer
pulls your credit again and you qualify for 100% financing. You
close on your loan and then your family member cancels you as an
authorized user. Yes you purchased the home however you and your
loan officer just committed loan fraud and the credit card company
just took a loss to issue and cancel credit cards and report your
info to all three credit bureaus.
We do not advocate shortcuts that leave our clients in compromising
positions !
11. What if I don't have a Computer or Internet Access ?
Obviously one of the strengths of our program is the ability of our online results tracking. However we do realize that in order for our clients to access their account online they will need a computer with internet access. We provide unlimited toll free customer service. This toll free customer service is available Monday thru Friday 8am - 5pm CST. Customer Service is available in both English and Spanish. Si, ayudamos a nuestros clientes en ingles y español.
We cure home loan bad credit problems, we have the most effective credit repair services of all.
